Attention homeowners in Philadelphia and Philadelphia County: Get an Appraisal today!

Here are the top seven reasons why PA homeowners use Bell Appraisal, LLC:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. To lower your mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a PA divorce, where real estate needs to be divided
  7. Determine the true market value of property in question to settle an estate in Philadelphia county or PA

Own a home in or near Philadelphia, PA and need help deciding the price of it?
Contact Bell Appraisal, LLC.

At Bell Appraisal, LLC, we understand the individual needs of a customer looking for appraisal services. Our customary business clients understand the appraisal process and the usual "products" we deliver to them. Being a regular consumer that ordinarily doesn't see an appraisal every day,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value judgement than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Bell Appraisal, LLC, we're veterans in helping clients just like you do away with unneeded and unwanted PMI insurance.

Challenge Tax Assessment

If you live in an area that is declining or is not appreciating as much as other properties nearby, your local tax assessor may have your house overvalued. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. When contesting your property tax assessment, getting a professional appraisal from Bell Appraisal, LLC is your number one weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can this be inconvenient from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. Bell Appraisal, LLC can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned professional to double-check your appraisal for verity, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Bell Appraisal, LLC can We can assist you. Even though this is typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your house.